MADISON, Wis. (WRN) — Now is the time to start preparing for spring and summer storms with flood insurance.
Wisconsin just experienced its wettest decade on record, and with flooding the state’s most common natural hazard, officials are urging residents to review their flood risk. Standard homeowner and renter policies don’t cover flood damage — you need a separate flood insurance policy, and most federal plans include a 30‑day waiting period. Flood insurance is available both inside and outside FEMA flood zones.
Residents can check their address on FEMA’s Map Service Center and talk with local insurance agents about coverage options.